1. Acceptance of Terms

By accessing and using SmartStock, you accept and agree to be bound by the terms and provision of this agreement.

2. Payment Terms

• All payments are required to access premium features
• Payment verification may take up to 24 hours
• Refunds are subject to our refund policy
• Accounts may be suspended for non-payment
• Payment must be completed within the specified timeframe

3. User Responsibilities

You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account.

4. Service Modifications

Hisabkaru reserves the right to modify or discontinue, temporarily or permanently, the service with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the service.

5. Account Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

6. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of SmartStock and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

7. Limitation of Liability

In no event shall Hisabkaru, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.